Or does the mortgage underwriter go back and see that some of my down payment may have come from that personal loan. Any advice would be greatly appreciated, thank you. The 401k loan should be considered seasoned regardless of when its transferred to your checking, but the lender will need to see the paper trail to ensure those funds actually arrived via the 401k loan and not an unacceptable source.
It doesnt hurt to run this process by your lender to avoid any hiccups. Hi, we are in the process of purchasing a house and are planning to use a 401K loan for spot cash loans south africa down payment (FHA loan). We are planning to take out the maximum cash loans now online allowed and should have some money left from the 401K that we would like to use for the appraisal. My question is if using a 401K loan, does it matter when we transfer the funds into our checking account.
Ive read spot cash loans south africa funds being seasoned, but so far all the money is still sitting in the 401K. Can we transfer at any time as long as we provide proof that the funds came from the 401K.
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