Your Money, Your Way. Over 950 Locations. Over 950 Locations. We Make it Easy. Apply online, by phone, or at your local ACE store. Get an instant loan decision. If approved, get cash in hand or by the next business day.
Com and its partners to do a credit check, which may include verifying your social security number, driver license number or other identification, and a review of your creditworthiness. Credit checks are usually performed by one of the major credit bureaus such as Experian, Equifax and TransUnion, but also may include alternative credit bureaus such as Teletrack, DP Bureau or others. You also authorize WhiteRockLoans. com to share your information and credit history with a network of approved lenders and lending partners.
Lenders Disclosure of Terms. The lender you are connected to will provide documents cash loans for people on benefits no fees contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan. Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.
WhiteRockLoans. com has no knowledge of or control over the loan terms offered by a lender. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
We make lending small values of cash easy for customers which banks are reluctant to give because theyre so risk-averse. In-store, the average sale is R250, the average pawn is R500 and the average micro-loan is R1 200 over 30 days. And because our stores are franchisee owned and operated, the loan experience is face-to-face and franchisees are emperors of their own empire.
They can give and decline loans in five to 15 minutes, says Mukheibir. The PayDay Advance lending product was in the pipeline before the recession came along, so when we launched in 2009 personal loan secured market was ready and in need of it. In fact, PDA took off at such a rate there wasnt enough cash in-store to keep up with demand. We partnered with FNB who had just launched their e-wallet to retain the convenience of cash loans for customers, but without the risk of actually carrying it.
Now we load e-wallet debit cards which can be used just 15 minutes after the loan is granted.