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Can i have a cosigner on a personal loan

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Can i have a cosigner on a personal loan

A pedestrian walks past a payday lending shop in London on March 6, 2013. Photo: ReutersSuzanne Plunkett. A lender makes a loan. Then a borrower pays it back. And to make sure that transaction doesnt tank, theres "underwriting:" verifying that the borrower will indeed be able to make the payments. This last step would be a key lesson from the subprime mortgage crisis.

But too often, federal regulators say, that step is missing from payday loans sold to the working poor, leading borrowers straight into a debt trap. The Consumer Financial Protection Bureau (CFPB), last week, unveiled a proposal for new rules that would make loans more affordable by giving lenders a choice.

Can i have a cosigner on a personal loan