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In fact, most lenders require a minimum FICO credit score of around 620 to obtain approval. Benefits of Conventional Home Loans.
While there are several benefits to securing a conventional mortgage, the type of loan you receive will be driven by factors that may not be in your control - such as FICO scores and other factors described above. However, if you have the option to choose your loan type, there are key advantages. For example: Faster Home Loan Processing. Conventional loan processing tends to be more streamlined since the borrower deals directly with the lender and isn't dependent on government approvals.
Whatever your reason, we respect your privacy. Thus, we work with lenders familiar with your situation and are ready to help. Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where icashloans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.